Homeowners Handbook to Prepare for Natural Disasters: Designed for Homeowners in Alabama (Second edition)
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Homeowners Handbook to Prepare for Natural Disasters: Designed for Homeowners in Alabama (Second edition)

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  • Description:
    In Alabama, many different types of natural hazards and severe weather can occur. These include hurricanes, flooding, tornadoes, thunderstorms, sea-​level rise, erosion, drought/extreme heat, wildfire, earthquakes, and even tsunamis. This handbook concentrates on the most likely and potentially devastating hazards in Alabama with regard to loss of life and property damage: hurricanes, flooding, and tornadoes. Preparing for these more frequent events will help protect against other hazards, too. The costs and impacts from hazards are steadily increasing with time, underscoring the importance of understanding and preparing for your risks. There are five essential steps you can take to provide greater protection from coastal hazards for your family and your property. The rest of the handbook will provide information and actions for each step. These steps are: 1. Gather emergency supplies and personal documents before a disaster (create a kit). 2. Create an evacuation plan for both a flood and a hurricane. 3. Understand the strength of your house and property, as well as your local risks, so you can take the actions that fit your circumstances.​4. Buy and maintain proper insurance for your risk and perils; take advantage of potential discounts for premiums and finance any needed repairs creatively. Review and update your insurance policies every year. Be aware flood policies and homeowner policies are separate policies. 5. When you have any work done to your home, seek the assistance of qualified, licensed professionals.​You should consult an engineer or architect when making any structural modifications to your existing home or building a new home. It is recommended to get at least three bids for any major project.
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